The insured building whether residential or commercial shall be protected from the following perils:

• Fire , Lightning, Thunderbolt, Explosion
• Earthquake, Volcanic Eruption, Storm, Tempest, Wind, Hail, Floods
• Accidental Impact, damage by falling trees
• Riot & Strike, Vandalism &b Malicious Damage
• Theft or attempted theft
• Aircraft or other aerial device or any article dropped there from